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Provider profile

Terrence CherwinDO

Orthopaedic Surgery

NPI 1609854793
204 E Mundy St, Bay City, MI 48706989-892-0099

2027 Medicare Advantage

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Medicare Advantage plans for Bay County, MI.

Checked Oct 29, 2026

Use the name or plan ID on your member card, or choose your insurance company.

Directory results See what each insurance company reports

The 63 Medicare Advantage plans we show for Bay County, MI in 2027

  • 58 list Terrence
  • 5 not listed

Humana

15 plans list Terrence.

15plans

  • Humana Full Access (PPO)

    Source: Humana provider directory.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    PPODrug coverage4 starsH5216-384-000Medicare.gov
    $0a month

  • Humana Full Access (PPO)

    Source: Humana provider directory.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    PPODrug coverage4.5 starsH7617-052-000Medicare.gov
    $0a month

  • Humana Full Access Giveback (PPO)

    Source: Humana provider directory.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    PPODrug coverage4.5 starsH7617-058-000Medicare.gov
    $0a month

  • Humana Full Access Giveback (PPO)

    Source: Humana provider directory.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    PPODrug coverage4 starsH5216-306-000Medicare.gov
    $0a month

Health Alliance Plan by Henry Ford Health

11 plans list Terrence.

11plans

  • HAP Medicare Connect (HMO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMODrug coverage4 starsH2354-015-000Medicare.gov
    $0a month

  • HAP Medicare Explore (PPO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    PPODrug coverage3.5 starsH2322-011-000Medicare.gov
    $0a month

  • HAP Medicare MedicalAccess (HMO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMONo drug coverage4 starsH2354-019-000Medicare.gov
    $0a month

  • HAP Medicare Prime (PPO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    PPODrug coverage3.5 starsH2322-016-000Medicare.gov
    $0a month

UnitedHealthcare

11 plans list Terrence.

11plans

  • AARP Medicare Advantage from UHC MI-0001 (PPO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    PPODrug coverage3 starsH0294-017-000Medicare.gov
    $0a month

  • AARP Medicare Advantage from UHC MI-4 (HMO-POS)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMO-POSDrug coverageH2736-001-000Medicare.gov
    $0a month

  • AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    PPONo drug coverage3 starsH0294-022-000Medicare.gov
    $0a month

  • AARP Medicare Advantage Patriot No Rx MI-MA2 (HMO-POS)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMO-POSNo drug coverageH2736-004-000Medicare.gov
    $0a month

Priority Health Medicare

6 plans list Terrence.

6plans

  • PriorityMedicare Latitude (HMO-POS)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMO-POSDrug coverage4.5 starsH2320-034-004Medicare.gov
    $0a month

  • PriorityMedicare Smart Savings (HMO-POS)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMO-POSDrug coverage4.5 starsH2320-032-005Medicare.gov
    $0a month

  • PriorityMedicare Value (HMO-POS)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMO-POSDrug coverage4.5 starsH2320-029-005Medicare.gov
    $74a month

  • PriorityMedicare (HMO-POS)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMO-POSDrug coverage4.5 starsH2320-028-005Medicare.gov
    $97a month

Blue Cross Blue Shield of Michigan

5 plans list Terrence.

5plans

  • Medicare Plus Blue Value (PPO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    PPODrug coverage4.5 starsH9572-010-000Medicare.gov
    $0a month

  • Medicare Plus Blue + Meijer (PPO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    PPODrug coverage4.5 starsH9572-007-002Medicare.gov
    $45a month

  • Medicare Plus Blue Vitality (PPO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    PPODrug coverage4.5 starsH9572-002-003Medicare.gov
    $100a month

  • Medicare Plus Blue Signature (PPO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    PPODrug coverage4.5 starsH9572-001-003Medicare.gov
    $168a month

Aetna Medicare

3 plans list Terrence.

3plans

  • Aetna Medicare Eagle (PPO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    PPONo drug coverage4 starsH5521-286-000Medicare.gov
    $0a month

  • Aetna Medicare Signature (HMO-POS)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMO-POSDrug coverage3.5 starsH3192-010-000Medicare.gov
    $0a month

  • Aetna Medicare Signature (PPO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    PPODrug coverage4 starsH5521-285-000Medicare.gov
    $0a month

Blue Care Network

3 plans list Terrence.

3plans

  • BCN Advantage Elements (HMO-POS)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMO-POSNo drug coverage4.5 starsH5883-017-000Medicare.gov
    $0a month

  • BCN Advantage Classic (HMO-POS)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMO-POSDrug coverage4.5 starsH5883-002-003Medicare.gov
    $138a month

  • BCN Advantage Prestige (HMO-POS)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMO-POSDrug coverage4.5 starsH5883-003-003Medicare.gov
    $248a month

McLaren Medicare

3 plans list Terrence.

3plans

  • McLaren Medicare Inspire (HMO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMODrug coverage3 starsH6322-001-000Medicare.gov
    $0a month

  • McLaren Medicare Inspire Giveback (HMO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMODrug coverage3 starsH6322-008-000Medicare.gov
    $0a month

  • McLaren Medicare Inspire Plus (HMO)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMODrug coverage3 starsH6322-002-000Medicare.gov
    $20a month

Wellcare

1 plan lists Terrence; not listed on 4 other plans.

1plan

  • Wellcare Meridian Health Dual Liberty (HMO D-SNP)

    Source: Medicare.gov provider data.

    Listed offices for this plan:

    • 204 E Mundy St, Bay City, MI, 48706

    This result applies to these offices. Other locations are not confirmed.

    HMOFor people with Medicare and MedicaidDrug coverageH7435-002-000Medicare.gov
    $0a month

Molina Healthcare of Michigan

Not listed on its 1 plan here. That isn't proof they're out of network.

Premiums are each plan's own monthly premium, as filed with Medicare. You keep paying your Medicare Part B premium.

Can't find your plan?Tell us the plan you have, and a licensed Silverpath advisor will check whether Terrence takes it. Free.

Original Medicare

Original Medicare status

Most Medicare Supplement (Medigap) policies have no provider network: they help pay Original Medicare's cost sharing where Medicare is accepted. Medicare SELECT policies can require network providers for full benefits. Ask the office whether they accept Medicare.

Medicare enrollment and assignment have not been verified here. Advantage directory results do not answer this question.

No opt-out record in this CMS file. CMS's file covers data through 2026-08-31. This does not establish Medicare enrollment, assignment, or whether the office accepts new Medicare patients.

CMS opt-out source · Data through 2026-08-31 · Reviewed Oct 25, 2026

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Where they practice

Practice location

204 E Mundy St
Bay City, MI 48706

989-892-0099Directions
NPI Registry
NPI issued
2006
Registry record updated
Dec 19, 2012

Medicare's clinician details aren't available on this page yet.

Questions

Common questions

Which 2027 Medicare Advantage plans list Terrence Cherwin?

In Bay County, MI, 58 Medicare Advantage plans for 2027 list Terrence in provider data from Medicare.gov or the carrier, including Humana Full Access (PPO) and Humana Full Access Giveback (PPO). CMS matches apply to the covered offices shown with each plan; other offices are not confirmed. Networks can change during the year, so confirm with the office or the plan before you enroll.

Does Terrence Cherwin take Humana Medicare Advantage plans?

Humana's own provider directory lists Terrence on 15 Medicare Advantage plans for 2027 in Bay County, MI, including Humana Full Access (PPO). Confirm with the office or Humana before you enroll.

Does Terrence Cherwin take Health Alliance Plan by Henry Ford Health Medicare Advantage plans?

Medicare.gov provider data lists Terrence on 11 Medicare Advantage plans for 2027 in Bay County, MI, including HAP Medicare Connect (HMO) and HAP Medicare Explore (PPO). CMS matches apply to the covered offices shown with each plan; other offices are not confirmed. Confirm with the office or Health Alliance Plan by Henry Ford Health before you enroll.

Does Terrence Cherwin take UnitedHealthcare Medicare Advantage plans?

Medicare.gov provider data lists Terrence on 11 Medicare Advantage plans for 2027 in Bay County, MI, including AARP Medicare Advantage from UHC MI-0001 (PPO) and AARP Medicare Advantage from UHC MI-4 (HMO-POS). CMS matches apply to the covered offices shown with each plan; other offices are not confirmed. Confirm with the office or UnitedHealthcare before you enroll.

Where does Terrence Cherwin practice?

204 E Mundy St, Bay City, MI 48706.

How do I confirm Terrence is in my plan's network?

Call the member services number on your plan card and give them the NPI 1609854793, or ask a Silverpath advisor to check for you. It's free.

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For providers

Is this your practice?

What patients see here today:

  • Provider searches did not return a listing for Terrence Cherwin on 1 plans from Molina Healthcare of Michigan in Bay County, MI. Other offices are not confirmed; this isn't proof the practice is out of network.

Tell us which plans you take, or want to take, and we'll keep this page accurate and talk with you about reaching more Medicare patients and carriers.

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Nearby

Ramy KurdiBay City, MI · Listed on 49 plansMichael FleischmanBay City, MI · Listed on 44 plansRobert RenderBay City, MI · Listed on 41 plansAndre OulaiBay City, MICraig RoodbeenTroy, MI · Listed on 84 plansGregory SobolBeverly Hills, MI · Listed on 84 plansJeffrey DevittSouthfield, MI · Listed on 84 plansLawrence KurzSouthfield, MI · Listed on 84 plans

See all orthopaedic surgery providers in MI

Sources. Name, specialty and locations: the CMS NPI Registry (record updated 2012-12-19). Plan networks: carrier provider directories and Medicare.gov provider data, checked Oct 29, 2026. CMS matches apply to the covered offices shown with each plan. Plans: CMS 2027 Medicare Advantage landscape.

Networks change during the year, and a directory can be out of date. Confirm with the provider's office and the plan before you enroll or schedule care.

Silverpath is a licensed insurance agency. This page isn't affiliated with or endorsed by Terrence Cherwin or their practice. Not connected with or endorsed by the U.S. government or the federal Medicare program.

We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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