Provider profile

Heema KaulMD

Ophthalmology

NPI 1891961736

360 Merrimack St, Bldg 9, Entrance I, Lawrence, MA 01843978-688-6182

2027 Medicare Advantage

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Medicare Advantage plans for Essex County, MA.

Checked Oct 14, 2026

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Insurance company

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Directory results See what each insurance company reports

The 52 Medicare Advantage plans we show for Essex County, MA in 2027

48 list Heema
4 not listed

Tufts Health Plan

13 plans list Heema.

13plans

Tufts Medicare Preferred HMO Basic No Rx (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 349 N Main St, Andover, MA, 01810
- 138 Haverhill St, Ste 104, Andover, MA, 01810
- 451 Andover St, North Andover, MA, 01845
- 29 Stiles Rd, Ste 101, Salem, NH, 03079
- 62 Brown St, Ste 205, Haverhill, MA, 01830
- 43 Birch St, # A, Derry, NH, 03038
This result applies to these offices. Other locations are not confirmed.
HMONo drug coverage4 starsH2256-042-000Medicare.gov
$0a month
Tufts Medicare Preferred HMO Prime No Rx (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 349 N Main St, Andover, MA, 01810
- 138 Haverhill St, Ste 104, Andover, MA, 01810
- 451 Andover St, North Andover, MA, 01845
- 29 Stiles Rd, Ste 101, Salem, NH, 03079
- 62 Brown St, Ste 205, Haverhill, MA, 01830
- 43 Birch St, # A, Derry, NH, 03038
This result applies to these offices. Other locations are not confirmed.
HMONo drug coverage4 starsH2256-016-001Medicare.gov
$0a month
Tufts Medicare Preferred HMO Smart Saver Rx (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 349 N Main St, Andover, MA, 01810
- 138 Haverhill St, Ste 104, Andover, MA, 01810
- 451 Andover St, North Andover, MA, 01845
- 29 Stiles Rd, Ste 101, Salem, NH, 03079
- 62 Brown St, Ste 205, Haverhill, MA, 01830
- 43 Birch St, # A, Derry, NH, 03038
This result applies to these offices. Other locations are not confirmed.
HMODrug coverage4 starsH2256-047-002Medicare.gov
$0a month
Tufts Medicare Preferred HMO Value No Rx (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 349 N Main St, Andover, MA, 01810
- 138 Haverhill St, Ste 104, Andover, MA, 01810
- 451 Andover St, North Andover, MA, 01845
- 29 Stiles Rd, Ste 101, Salem, NH, 03079
- 62 Brown St, Ste 205, Haverhill, MA, 01830
- 43 Birch St, # A, Derry, NH, 03038
This result applies to these offices. Other locations are not confirmed.
HMONo drug coverage4 starsH2256-019-001Medicare.gov
$0a month

UnitedHealthcare

8 plans list Heema.

8plans

AARP Medicare Advantage from UHC MA-0003 (HMO-POS)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 360 Merrimack St, Bldg 9, Lawrence, MA, 01843
- 29 Stiles Rd, Ste 101, Salem, NH, 03079
This result applies to these offices. Other locations are not confirmed.
HMO-POSDrug coverage4 starsH5253-157-002Medicare.gov
$0a month
AARP Medicare Advantage Patriot No Rx MA-MA01 (PPO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 360 Merrimack St, Bldg 9, Lawrence, MA, 01843
- 29 Stiles Rd, Ste 101, Salem, NH, 03079
This result applies to these offices. Other locations are not confirmed.
PPONo drug coverage4 starsH8768-045-000Medicare.gov
$0a month
AARP Medicare Advantage Patriot No Rx MA-MA2 (HMO-POS)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 360 Merrimack St, Bldg 9, Lawrence, MA, 01843
- 29 Stiles Rd, Ste 101, Salem, NH, 03079
This result applies to these offices. Other locations are not confirmed.
HMO-POSNo drug coverage4 starsH5253-225-000Medicare.gov
$0a month
AARP Medicare Advantage from UHC MA-0006 (PPO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 360 Merrimack St, Bldg 9, Lawrence, MA, 01843
- 29 Stiles Rd, Ste 101, Salem, NH, 03079
This result applies to these offices. Other locations are not confirmed.
PPODrug coverage4 starsH8768-055-002Medicare.gov
$75a month

Blue Cross Blue Shield of Massachusetts

6 plans list Heema.

6plans

Medicare HMO Blue SaverRx (HMO-POS)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, # I, Lawrence, MA, 01843
- 360 Merrimack St, Bldg 9, Lawrence, MA, 01843
- 349 N Main St, Andover, MA, 01810
- 451 Andover St, North Andover, MA, 01845
- 29 Stiles Rd, Ste 101, Salem, NH, 03079
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
HMO-POSDrug coverage4.5 starsH2261-024-000Medicare.gov
$0a month
Medicare HMO Blue ValueRx (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, # I, Lawrence, MA, 01843
- 360 Merrimack St, Bldg 9, Lawrence, MA, 01843
- 349 N Main St, Andover, MA, 01810
- 451 Andover St, North Andover, MA, 01845
- 29 Stiles Rd, Ste 101, Salem, NH, 03079
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
HMODrug coverage4.5 starsH2261-026-000Medicare.gov
$68a month
Medicare PPO Blue EssentialRx (PPO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, # I, Lawrence, MA, 01843
- 360 Merrimack St, Bldg 9, Lawrence, MA, 01843
- 349 N Main St, Andover, MA, 01810
- 451 Andover St, North Andover, MA, 01845
- 29 Stiles Rd, Ste 101, Salem, NH, 03079
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
PPODrug coverage4 starsH2230-019-000Medicare.gov
$69a month
Medicare HMO Blue FlexRx (HMO-POS)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, # I, Lawrence, MA, 01843
- 360 Merrimack St, Bldg 9, Lawrence, MA, 01843
- 349 N Main St, Andover, MA, 01810
- 451 Andover St, North Andover, MA, 01845
- 29 Stiles Rd, Ste 101, Salem, NH, 03079
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
HMO-POSDrug coverage4.5 starsH2261-025-000Medicare.gov
$119a month

Fallon Health

6 plans list Heema.

6plans

Fallon Medicare Plus Orange (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 349 N Main St, Andover, MA, 01810
- 451 Andover St, North Andover, MA, 01845
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
HMODrug coverage4 starsH9001-041-019Medicare.gov
$0a month
Fallon Medicare Plus Saver No Rx (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 349 N Main St, Andover, MA, 01810
- 451 Andover St, North Andover, MA, 01845
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
HMONo drug coverage4 starsH9001-039-000Medicare.gov
$0a month
Fallon Medicare Plus Green (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 349 N Main St, Andover, MA, 01810
- 451 Andover St, North Andover, MA, 01845
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
HMODrug coverage4 starsH9001-030-019Medicare.gov
$83a month
Fallon Medicare Plus Blue (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 349 N Main St, Andover, MA, 01810
- 451 Andover St, North Andover, MA, 01845
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
HMODrug coverage4 starsH9001-031-019Medicare.gov
$185a month

Aetna Medicare

5 plans list Heema.

5plans

Aetna Medicare Eagle Giveback (PPO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 138 Haverhill St, Ste 104, Andover, MA, 01810
- 43 Birch St, # A, Derry, NH, 03038
This result applies to these offices. Other locations are not confirmed.
PPONo drug coverage4 starsH5521-296-000Medicare.gov
$0a month
Aetna Medicare Elite (PPO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 138 Haverhill St, Ste 104, Andover, MA, 01810
- 43 Birch St, # A, Derry, NH, 03038
This result applies to these offices. Other locations are not confirmed.
PPODrug coverage4 starsH5521-451-000Medicare.gov
$0a month
Aetna Medicare Signature (HMO-POS)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 138 Haverhill St, Ste 104, Andover, MA, 01810
- 43 Birch St, # A, Derry, NH, 03038
This result applies to these offices. Other locations are not confirmed.
HMO-POSDrug coverage3 starsH5793-018-000Medicare.gov
$0a month
Aetna Medicare Signature Extra (PPO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 138 Haverhill St, Ste 104, Andover, MA, 01810
- 43 Birch St, # A, Derry, NH, 03038
This result applies to these offices. Other locations are not confirmed.
PPODrug coverage4 starsH5521-159-000Medicare.gov
$0a month

Mass General Brigham Health Plan

5 plans list Heema.

5plans

Mass General Brigham Advantage Core (HMO-POS)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Bldg 9, Lawrence, MA, 01843
- 451 Andover St, North Andover, MA, 01845
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
HMO-POSDrug coverage3.5 starsH6847-002-000Medicare.gov
$0a month
Mass General Brigham Advantage Secure (HMO-POS)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Bldg 9, Lawrence, MA, 01843
- 451 Andover St, North Andover, MA, 01845
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
HMO-POSDrug coverage3.5 starsH6847-001-000Medicare.gov
$60a month
Mass General Brigham Advantage Plus (HMO-POS)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Bldg 9, Lawrence, MA, 01843
- 451 Andover St, North Andover, MA, 01845
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
HMO-POSDrug coverage3.5 starsH6847-003-000Medicare.gov
$180a month
Mass General Brigham SCO (HMO D-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Bldg 9, Lawrence, MA, 01843
- 451 Andover St, North Andover, MA, 01845
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
HMOFor people with Medicare and MedicaidDrug coverageH0777-001-000Medicare.gov
$0a month

Molina Healthcare of Massachusetts

3 plans list Heema.

3plans

Molina One Care (HMO D-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Lawrence, MA, 01843
This result applies to these offices. Other locations are not confirmed.
HMOFor people with Medicare and MedicaidDrug coverageH4371-001-000Medicare.gov
$0a month
Senior Whole Health SCO (HMO D-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 360 Merrimack St, Lawrence, MA, 01843
- 451 Andover St, Ste G7, North Andover, MA, 01845
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
HMOFor people with Medicare and MedicaidDrug coverage4.5 starsH2224-001-000Medicare.gov
$0a month
Senior Whole Health SCO NHC (HMO D-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Lawrence, MA, 01843
This result applies to these offices. Other locations are not confirmed.
HMOFor people with Medicare and MedicaidDrug coverage4.5 starsH2224-003-000Medicare.gov
$33.80a month

Commonwealth Care Alliance Massachusetts

1 plan lists Heema.

1plan

CCA Senior Care Options (HMO D-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 360 Merrimack St, Bldg Entrance, Lawrence, MA, 01843
- 360 Merrimack St, Lawrence, MA, 01843
- 451 Andover St, North Andover, MA, 01845
- 451 Andover St, Ste G7, North Andover, MA, 01845
- 29 Stiles Rd, Ste 101, Salem, NH, 03079
- 29 Stiles Rd, Salem, NH, 03079
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
HMOFor people with Medicare and MedicaidDrug coverage4.5 starsH2225-001-000Medicare.gov
$33.80a month

Commonwealth Care Alliance, Inc.

1 plan lists Heema.

1plan

CCA One Care (HMO D-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 360 Merrimack St, Ste 9, Lawrence, MA, 01843
- 360 Merrimack St, Bldg Entrance, Lawrence, MA, 01843
- 360 Merrimack St, Lawrence, MA, 01843
- 451 Andover St, North Andover, MA, 01845
- 451 Andover St, Ste G7, North Andover, MA, 01845
- 29 Stiles Rd, Ste 101, Salem, NH, 03079
- 29 Stiles Rd, Salem, NH, 03079
- 62 Brown St, Ste 205, Haverhill, MA, 01830
This result applies to these offices. Other locations are not confirmed.
HMOFor people with Medicare and MedicaidDrug coverageH1486-001-000Medicare.gov
$33.80a month

Humana

Not listed on its 4 plans here. That isn't proof they're out of network.

Premiums are each plan's own monthly premium, as filed with Medicare. You keep paying your Medicare Part B premium.

Can't find your plan?Tell us the plan you have, and a licensed Silverpath advisor will check whether Heema takes it. Free.

Original Medicare

Original Medicare status

Most Medicare Supplement (Medigap) policies have no provider network: they help pay Original Medicare's cost sharing where Medicare is accepted. Medicare SELECT policies can require network providers for full benefits. Ask the office whether they accept Medicare.

Medicare enrollment and assignment have not been verified here. Advantage directory results do not answer this question.

No opt-out record in this CMS file. CMS's file covers data through 2026-08-31. This does not establish Medicare enrollment, assignment, or whether the office accepts new Medicare patients.

CMS opt-out source · Data through 2026-08-31 · Reviewed Oct 23, 2026

Compare Supplement plans

Where they practice

Practice location

360 Merrimack St, Bldg 9, Entrance I
Lawrence, MA 01843

978-688-6182 Directions

NPI Registry

NPI issued: 2008
Registry record updated: Dec 3, 2013

Medicare's clinician details aren't available on this page yet.

Questions

Common questions

Which 2027 Medicare Advantage plans list Heema Kaul?

In Essex County, MA, 48 Medicare Advantage plans for 2027 list Heema in provider data from Medicare.gov or the carrier, including Tufts Medicare Preferred HMO Basic No Rx (HMO), Tufts Medicare Preferred HMO Prime No Rx (HMO) and Tufts Medicare Preferred HMO Smart Saver Rx (HMO). CMS matches apply to the covered offices shown with each plan; other offices are not confirmed. Networks can change during the year, so confirm with the office or the plan before you enroll.

Does Heema Kaul take Tufts Health Plan Medicare Advantage plans?

Medicare.gov provider data lists Heema on 13 Medicare Advantage plans for 2027 in Essex County, MA, including Tufts Medicare Preferred HMO Basic No Rx (HMO) and Tufts Medicare Preferred HMO Prime No Rx (HMO). CMS matches apply to the covered offices shown with each plan; other offices are not confirmed. Confirm with the office or Tufts Health Plan before you enroll.

Does Heema Kaul take UnitedHealthcare Medicare Advantage plans?

Medicare.gov provider data lists Heema on 8 Medicare Advantage plans for 2027 in Essex County, MA, including AARP Medicare Advantage from UHC MA-0003 (HMO-POS) and AARP Medicare Advantage Patriot No Rx MA-MA01 (PPO). CMS matches apply to the covered offices shown with each plan; other offices are not confirmed. Confirm with the office or UnitedHealthcare before you enroll.

Does Heema Kaul take Blue Cross Blue Shield of Massachusetts Medicare Advantage plans?

Medicare.gov provider data lists Heema on 6 Medicare Advantage plans for 2027 in Essex County, MA, including Medicare HMO Blue SaverRx (HMO-POS) and Medicare HMO Blue ValueRx (HMO). CMS matches apply to the covered offices shown with each plan; other offices are not confirmed. Confirm with the office or Blue Cross Blue Shield of Massachusetts before you enroll.

Where does Heema Kaul practice?

360 Merrimack St, Bldg 9, Entrance I, Lawrence, MA 01843.

How do I confirm Heema is in my plan's network?

Call the member services number on your plan card and give them the NPI 1891961736, or ask a Silverpath advisor to check for you. It's free.

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For providers

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What patients see here today:

Humana's directory doesn't list Heema Kaul on any of its 4 plans in Essex County, MA.

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