Karen Fernandez EspinalMD
Internal Medicine, Rheumatology
2027 Medicare Advantage
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Medicare Advantage plans for Miami-Dade County, FL.
Use the name or plan ID on your member card, or choose your insurance company.
Directory results See what each insurance company reports
Listed on 37 plans so far
Some of Devoted, HealthSun Health Plans, Inc., Wellcare, Doctors HealthCare Plans, Inc., Solis Health Plans, Florida Blue, AmeriHealth Caritas VIP Care (HMO-D-SNP), Aetna Medicare, Florida Complete Care, Gold Kidney Health Plan, Humana, Leon Health, Inc. and UnitedHealthcare's 2027 plans in Miami-Dade County, FL haven't been checked yet.
The 95 Medicare Advantage plans we show for Miami-Dade County, FL in 2027
- 37 list Karen
- 49 not listed
- 9 not checked yet

Devoted
10 plans list Karen.
DEVOTED CORE 001 FL (HMO)
Source: Devoted provider directory.
Listed offices for this plan:
- 11760 SW 40th St, Suite 610, Miami, FL, 33175
- 10700 Caribbean Blvd, Suite 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a monthDEVOTED CORE 037 FL (HMO)
Source: Devoted provider directory.
Listed offices for this plan:
- 11760 SW 40th St, Suite 610, Miami, FL, 33175
- 10700 Caribbean Blvd, Suite 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a monthDEVOTED CORE 062 FL (HMO)
Source: Devoted provider directory.
Listed offices for this plan:
- 11760 SW 40th St, Suite 610, Miami, FL, 33175
- 10700 Caribbean Blvd, Suite 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a monthDEVOTED GIVEBACK 013 FL (HMO)
Source: Devoted provider directory.
Listed offices for this plan:
- 11760 SW 40th St, Suite 610, Miami, FL, 33175
- 10700 Caribbean Blvd, Suite 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a month

HealthSun Health Plans, Inc. · Simply Healthcare Plans, Inc.
7 plans list Karen.
HealthSun HealthAdvantage Plan (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 10700 Caribbean Blvd, Ste 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a monthHealthSun HealthAdvantage Plus (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 10700 Caribbean Blvd, Ste 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a monthHealthSun MediMax (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 10700 Caribbean Blvd, Ste 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a monthHealthSun MediSun Extra (HMO D-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 10700 Caribbean Blvd, Ste 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a month

Wellcare
6 plans list Karen.
Wellcare Giveback (HMO-POS)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 3659 S Miami Ave, Ste 3005, Miami, FL, 33133
This result applies to these offices. Other locations are not confirmed.
$0a monthWellcare Simple (HMO-POS)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 3659 S Miami Ave, Ste 3005, Miami, FL, 33133
This result applies to these offices. Other locations are not confirmed.
$0a monthWellcare Sunshine Health Dual Access (HMO-POS D-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 3659 S Miami Ave, Ste 3005, Miami, FL, 33133
This result applies to these offices. Other locations are not confirmed.
$0a monthWellcare Sunshine Health Dual Align (HMO D-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 3659 S Miami Ave, Ste 3005, Miami, FL, 33133
This result applies to these offices. Other locations are not confirmed.
$0a month

Doctors HealthCare Plans, Inc.
5 plans list Karen.
DrMax-Dade (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 3659 S Miami Ave, Ste 3005, Miami, FL, 33133
- 11760 Bird Rd, Ste 610, Miami, FL, 33175
- 11760 Bird Rd, Ste 622A, Miami, FL, 33175
- 10700 Caribbean Blvd, Ste 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a monthDrSelect-SFL (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 3659 S Miami Ave, Ste 3005, Miami, FL, 33133
- 11760 Bird Rd, Ste 610, Miami, FL, 33175
- 11760 Bird Rd, Ste 622A, Miami, FL, 33175
- 10700 Caribbean Blvd, Ste 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a monthDrExtraCare-SFL (HMO C-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 3659 S Miami Ave, Ste 3005, Miami, FL, 33133
- 11760 Bird Rd, Ste 610, Miami, FL, 33175
- 11760 Bird Rd, Ste 622A, Miami, FL, 33175
- 10700 Caribbean Blvd, Ste 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a monthDrFullDual-SFL (HMO D-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 3659 S Miami Ave, Ste 3005, Miami, FL, 33133
- 11760 Bird Rd, Ste 610, Miami, FL, 33175
- 11760 Bird Rd, Ste 622A, Miami, FL, 33175
- 10700 Caribbean Blvd, Ste 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a month

Solis Health Plans
5 plans list Karen.
Solis Healthy Living Plan (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 3659 S Miami Ave, Ste 3005, Miami, FL, 33133
- 11760 SW 40th St, Ste 610, Miami, FL, 33175
- 10700 Caribbean Blvd, Ste 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a monthSolis Balanced Plan (HMO C-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 3659 S Miami Ave, Ste 3005, Miami, FL, 33133
- 11760 SW 40th St, Ste 610, Miami, FL, 33175
- 10700 Caribbean Blvd, Ste 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a monthSolis Wellness Giveback Plan (HMO C-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 3659 S Miami Ave, Ste 3005, Miami, FL, 33133
- 11760 SW 40th St, Ste 610, Miami, FL, 33175
- 10700 Caribbean Blvd, Ste 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a monthSolis Wellness Plan (HMO C-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 3659 S Miami Ave, Ste 3005, Miami, FL, 33133
- 11760 SW 40th St, Ste 610, Miami, FL, 33175
- 10700 Caribbean Blvd, Ste 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a month

Florida Blue · Florida Blue HMO
3 plans list Karen.
BlueMedicare Classic (HMO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 11760 SW 40th St, Ste 622A, Miami, FL, 33175
This result applies to these offices. Other locations are not confirmed.
$0a monthBlueMedicare Patriot (PPO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 11760 SW 40th St, Ste 622A, Miami, FL, 33175
This result applies to these offices. Other locations are not confirmed.
$0a monthBlueMedicare Select (PPO)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 11760 SW 40th St, Ste 622A, Miami, FL, 33175
This result applies to these offices. Other locations are not confirmed.
$173a month

AmeriHealth Caritas VIP Care (HMO-D-SNP)
1 plan lists Karen.
AmeriHealth Caritas VIP Care (HMO D-SNP)
Source: Medicare.gov provider data.
Listed offices for this plan:
- 3659 S Miami Ave, Ste 3005, Miami, FL, 33133
- 11760 SW 40th St, Ste 610, Miami, FL, 33175
- 10700 Caribbean Blvd, Ste 302, Cutler Bay, FL, 33189
This result applies to these offices. Other locations are not confirmed.
$0a month

Aetna Medicare
Not listed on its 5 plans here. That isn't proof they're out of network.

Florida Complete Care
Not listed on its 1 plan here. That isn't proof they're out of network.

Gold Kidney Health Plan
Not listed on its 4 plans here. That isn't proof they're out of network.

CarePlus Health Plans, Inc. · Humana
Not checked yet.
9 more Humana plans haven't been checked yet.
Leon Health, Inc.
Not listed on its 4 plans here. That isn't proof they're out of network.

UnitedHealthcare
Not listed on its 13 plans here. That isn't proof they're out of network.
Premiums are each plan's own monthly premium, as filed with Medicare. You keep paying your Medicare Part B premium.
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Original Medicare
Original Medicare status
Most Medicare Supplement (Medigap) policies have no provider network: they help pay Original Medicare's cost sharing where Medicare is accepted. Medicare SELECT policies can require network providers for full benefits. Ask the office whether they accept Medicare.
Medicare enrollment and assignment have not been verified here. Advantage directory results do not answer this question.
No opt-out record in this CMS file. CMS's file covers data through 2026-08-31. This does not establish Medicare enrollment, assignment, or whether the office accepts new Medicare patients.
CMS opt-out source · Data through 2026-08-31 · Reviewed Oct 25, 2026
Where they practice
Practice location
- NPI issued
- 2012
- Registry record updated
- Apr 20, 2017
Medicare's clinician details aren't available on this page yet.
Questions
Common questions
Which 2027 Medicare Advantage plans list Karen Fernandez Espinal?
In Miami-Dade County, FL, 37 Medicare Advantage plans for 2027 list Karen in provider data from Medicare.gov or the carrier, including DEVOTED CORE 001 FL (HMO), DEVOTED CORE 037 FL (HMO) and DEVOTED CORE 062 FL (HMO). CMS matches apply to the covered offices shown with each plan; other offices are not confirmed. Networks can change during the year, so confirm with the office or the plan before you enroll.
Where does Karen Fernandez Espinal practice?
3659 S Miami Ave, Suite 3005, Miami, FL 33133.
How do I confirm Karen is in my plan's network?
Call the member services number on your plan card and give them the NPI 1932474376, or ask a Silverpath advisor to check for you. It's free.
For providers
Is this your practice?
Patients can use Silverpath to find practices and check plan networks in Miami-Dade County, FL. Tell us which plans you take, or want to take, and we'll keep this page accurate and talk with you about reaching more Medicare patients and carriers.